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ARB clampdown on insurance run-off cover looms

The Architects Registration Board (ARB) has spoken out about architects maintaining adequate indemnity insurance run-off cover after quitting practice

The move, which could spell the start of a clampdown, comes after ARB’s professional conduct committee fined Simon Finney from Wirral, Merseyside, £1,000 for unacceptable professional conduct.

Finney admitted that he did not have run-off cover for his practice, Finney, which was wound up in June 2008.

In finding him guilty of unacceptable professional conduct, the chairman of the Committee reiterated that a failure to maintain professional indemnity insurance run-off cover – sometimes called tail insurance – was a serious matter, which not only damaged the reputation of the profession but was unfair to those ‘more organised, practical and commercially-focused colleagues’, who undertake the expense of appropriate insurance. 

In a statement the ARB added: ‘We see the failure of any architect to ensure that there is proper PII cover not only during the period when they are in practice, but for the appropriate run-off period, therefore as a serious error of duty and breach of the Code and the requirements as to proper professional conduct.’

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