Farewell owner speculation, hello continental-style tenancy
Long ago a little-known commentator put his finger on the heart of the housing problem. If we go on like this, he wrote in the mid-1980s - a time when, by 21st century standards, nobody had a clue what wild oscillations between equity and debt could lead to - houses will end up earning more money than the people living in them, and the post-industrial age of leisure will have arrived.
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